The holiday feeding frenzy has come to an end. You’re ready to shed some of that winter weight, so you’ve made a resolution to join a gym. But which gym do you join? Should you take them up on those introductory personal training sessions? And what’s all this small print on the contract?

Closets are meant to be crammed with stuff. No matter what you hang, stack, or throw in them, you can close the door and choose when, if ever, you want to see those items again. But when it comes to cleaning out these monstrosities of storage, it takes some motivation and discipline.

Here’s the good news. As of the end of March, national unemployment was at its lowest level (8.8 percent) in two years. Now, the bad news: nearly half of the unemployed have been without a job for close to seven months (27 weeks).

With the New Year upon you and last year’s failed resolutions eating at you, you may have decided not to bother with resolutions this year. Don’t give up so easily. Keeping resolutions, especially financial ones, can be easier if you take a different perspective.

You spent the last of your 2009 dollars ringing in the New Year; now, it’s time to evaluate how you’ll treat your wallet during 2010. The start of a new year is the perfect time to admit to bad spending habits and turn them around for good. Making Spendster resolutions can be easy with the following tips.

Happy New Year, Spendsters! (And you know who you are) It’s resolution time. To keep things easy, you just need one for 2009: Manage your finances!