Tax refunds are the ultimate impulse-buy instigator. Because although you’ve already earned the money, when it comes back to you in one lump sum, it seems like you’ve just fallen into a load of extra cash. So, like with any financial windfall, it causes many of you to make spending decisions you normally wouldn’t.

Today is tax day, an occasion Spendsters welcome for one reason-their tax refund. Whether they are waiting patiently for their payback from Uncle Sam or already have their check in hand, Americans are plotting how to spend their annual spring bonus.

It’s that time of year again – TAX TIME. YEAY! You probably haven’t even looked at your taxes yet, have you?