Tales to Stop You From Squandering Your Tax Refund

Tax refunds are the ultimate impulse-buy instigator. Because although you’ve already earned the money, when it comes back to you in one lump sum, it seems like you’ve just fallen into a load of extra cash. So, like with any financial windfall, it causes many of you to make spending decisions you normally wouldn’t.

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Show Me the Effort: 5 Valentine’s Day Gift Ideas From the Heart, Not the Wallet

Whether you are a Valentine’s Day cynic or a lovebird who revels in the holiday of romance, chances are your significant other still wants to be shown some love with a gift this February 14.

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Daily Deal Sites: The Good, the Bad, and the Discount

Would you like to snag 60 percent off cupcakes? How about $20 for $50 worth of sushi? These deals are pretty enticing, and if you’re like a lot of people, they are bombarding your email inbox on a daily basis.

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6 Tips for Getting the Most Out of a Gym Membership

The holiday feeding frenzy has come to an end. You’re ready to shed some of that winter weight, so you’ve made a resolution to join a gym. But which gym do you join? Should you take them up on those introductory personal training sessions? And what’s all this small print on the contract?

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Ring in the New Year Without Wringing Your Wallet Dry

What are you doing New Year’s Eve? It’s the question on everyone’s mind this week, but for some, it’s a worry. Because ringing in the new year can get expensive, especially if you celebrate with a ritzy party or a fancy date. There’s no reason to begin 2012 by dropping your savings on a one-night bash. Instead, use some thrifty ingenuity to create a fun and affordable New Year’s Eve event.

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Psychology of a Sale: How Retailers Play Mind Games

You’re at a department store. You’re a smart shopper so you’ve prepared a list of items you plan to buy and have budgeted accordingly. As you venture toward the back of the store, you pass the clearance rack. You know you should just keep walking, but you spot a pair of designer jeans that have been reduced from $200 to $75. At a discount like that, the store’s practically begging you to buy them, right?

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