Credit Report

What Happens When Medical Bills Go To Collections?

What Happens When Medical Bills Go To Collections?

We often overlook the importance of good health while faced with everyday troubles and you only start realizing this in…

How Long Does Negative Information Stay On Your Credit Report?

How Long Does Negative Information Stay On Your Credit Report?

Keeping your credit scores high and credit reports clean gets tough with each negative item on your reports. And while…

Credit Monitoring Services – How Do They Work?

Credit Monitoring Services – How Do They Work?

Keeping track of your credit reports regularly gets nearly impossible with just a single free credit report that you are…

What Happens When You Freeze Your Credit? – How Does A Credit Freeze Affect You As A Consumer?

What Happens When You Freeze Your Credit? – How Does A Credit Freeze Affect You As A Consumer?

In case of a fraud alert or even identity theft, your credit files and report can be exposed and in…

What Is A Charge-Off – How Do Charge-Offs Work And How To Remove Them From Your Report?

What Is A Charge-Off – How Do Charge-Offs Work And How To Remove Them From Your Report?

If you take free copies of your credit reports from the bureaus, you might spot a different type of entry…

Fair Credit Reporting Act – How Does It Protect Consumers?

Fair Credit Reporting Act – How Does It Protect Consumers?

The information from your credit report is crucial when applying for a new type of credit, and it can sometimes…

609 Dispute Letter – Does It Work And How To Write It?

609 Dispute Letter – Does It Work And How To Write It?

If you suspect that there’s an inaccurate entry in your credit reports, one of the best options is to count…

Credit Goodwill Letter – Everything You Need To Know

Credit Goodwill Letter – Everything You Need To Know

Did you ever miss a monthly payment due to factors that you simply couldn’t control? It’s natural that you might…

How To Get Something Removed From Your Credit Report

How To Get Something Removed From Your Credit Report

Getting negative listings removed from your credit report is your ticket towards a DIY credit rating improvement. And while you…